Build a custom G/F/C/S/I allocation, compare it against the Lifecycle choices that actually existed at the time, and use benchmark-backed evidence instead of settling for a one-size-fits-all glide path.
Save your current TSP mix once, receive a stronger recommendation for the selected horizon, and track both paths against the Lifecycle menu from that same date forward.
The engine starts with the real TSP record. It looks for earlier market windows that resembled today, tests many possible custom G/F/C/S/I mixes, and leans on the mix families that held up best in repeated benchmark runs.
Every comparison uses the Lifecycle options that were actually available at that time, not a hindsight winner selected after the fact. That keeps the headline evidence tied to a decision a federal employee could realistically have made.
After sign-up, members save their current TSP holdings as a baseline, accept a recommended custom mix, and then compare both paths against the available Lifecycle menu from that same starting date.
Start with a 7-day free trial, save your current TSP mix, review new recommendations whenever you want, and track your baseline against the available Lifecycle menu from the same start date.
One member saved an existing TSP baseline, accepted the recommended custom mix for the next 9 months, and then used the workspace to compare both paths against the Lifecycle menu from the same anchor date instead of relying on memory or guesswork.
Includes a 7-day free trial, optimizer recommendations, manual mix analysis, benchmark notes for each setup, and a personal workspace that tracks your starting portfolio against accepted recommendations over time.
Settings and cancellation. Members can review account status, confirm their saved baseline portfolio, and cancel renewal from the settings area. Cancellation stops the next bill, while access stays active through the paid term already in force.
Your baseline is the fixed starting point for every later comparison. Save it once, then revisit the tracked baseline, accepted recommendation, and available Lifecycle menu from the same anchor date.
The benchmark measures how often the recommended custom mix finished ahead of the real Lifecycle choices available at the time. It is evidence, not a promise.
Members can restore the last setup they were working on, compare new recommendations with the saved baseline, and export a snapshot when they want a record of the current view.